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Named after the state it was founded in, Peachstate Insurance serves customers throughout the state of Georgia, including Atlanta, Cartersville, and Macon. When the company first opened its doors in 1993, it was determined to provide Georgia residents with affordable Peachstate auto insurance. This is reflected in their company motto, which states “the right coverage at the right price, right down the street.” Another one of their slogans is “Life is sweet at the Peach.”
Peachstate offices can be found throughout the state, starting in Carterville, situated within the North Georgia mountains, and ending along the coast in Savannah. Other locations include:
- Atlanta – with two locations on Pryor Rd. and Buford Hwy.
- College Park
Each location is staffed with licensed insurance agents who are committed to helping every customer negotiate the different types of insurance, their limits, and any additional coverage before finding the right policy for their specific needs. Peachstate works with all types of customers, including single individuals, families, and small business owners. Anyone can call or drop in one of the offices to get a free quote.
The company has proudly partnered with several of the top national, and regional carriers, including:
- ACCC Insurance Company
- AIC Insurance
- The General
- Insurance House
- Victoria (operated by Nationwide)
- Unique Insurance Co
Peachstate Insurance Products
Peachtree sells more than just auto insurance. They also offer the following types of policies.
- Recreational Vehicles (RVs)
- Small Business
Peachstate Auto Insurance Products
Auto insurance policies are the policies most often sold at Peachstate. Policies include:
- Underinsured or Uninsured Motorist (an add-on)
- SR-22 Insurance
- Liability only, which is the cheapest type of auto policy you can get in GA
Peachstate Auto Insurance Rates
Several factors are considered when calculating a driver’s rate, including the insured’s:
- Driving history
- Preferred policy type/ coverage amount
As of late 2021, most Georgians pay around $1,982 per year for full coverage auto insurance. This includes a combination of collision, comprehensive, and liability coverage. Drivers who opt for a bare-bones minimum coverage policy average around $756 per year. This makes Georgia one of the more expensive states to get auto insurance.
Fortunately, Peachstate Insurance works with customers to get the cheapest rate possible. To do this, agents will do several things with customers, such as:
- Raising their deductible to lower their premium
- Bundling their home and auto insurance for a discounted rate
- Various discounts they may be eligible for
Peachstate Auto Insurance Discounts
Customers may qualify for one or more of the discounts listed below, depending on the policy’s underwriter. Agents discuss this in-depth with customers. Discounts may include:
- Policy paid in full (payment in one lump sum instead of split between payments)
- Multi-vehicle, for drivers and/ or families with more than one vehicle
- Safe driver for drivers with a clean driving record
- Good credit for drivers with a high credit score
- Good students for drivers with a 3.5 or higher GPA
- Installation of safety features, such as GPS or an Anti-theft device
- Completion of an approved defensive driver class
Outstanding Customer Service
It’s easy to get a quote online. Simply plug in your information, and you’ll receive one. However, many people are unaware of what type of coverage they need or what discounts they may qualify for. This is where Peachstate Insurance stands out. You can easily get an agent on the phone to get a quote and a detailed coverage plan.
Peachstate has proven to be able to compete with large direct carriers, ensuring their customers get the coverage they need at a price they can afford.
Agents are available Monday through Friday from 9 am to 5:30 pm EST and on Saturdays from 10 am to 2 pm EST. However, representatives are available 24/7 to answer any questions to ensure outstanding customer service.
Peachstate currently boasts more than 150,000 costumes and attracts new customers every day. For Georgia residents, Peachstate is a great place to start your search for auto and home insurance.
Peachstate’s reputation for stellar customer service and agents who are committed to helping customers find the type of policy they need at a price they can afford. There is one small negative, though. You may be able to find comparable or lower rates online. Of course, you won’t get the same personalized service that you would with Peachstate.