Peachstate Auto Insurance Review – 2024

Named after the state it was founded in, Peachstate Insurance serves customers throughout the state of Georgia, including Atlanta, Cartersville, and Macon. When the company first opened its doors in 1993, it was determined to provide Georgia residents with affordable Peachstate auto insurance. This is reflected in their company motto, which states “the right coverage at the right price, right down the street.” Another one of their slogans is “Life is sweet at the Peach.”

Peachstate Insurance Overview

Peachstate Insurance has established itself as a key provider in the insurance market, renowned for its extensive range of insurance products tailored to meet a variety of client needs. At the core of their offerings is a selection of coverages including auto, homeowners, life, and business insurance. Each of these products is carefully designed to offer comprehensive protection and peace of mind.

The company distinguishes itself through a customer-centric approach, prioritizing personalized service to understand and meet each client’s unique needs. This dedication to customer satisfaction has helped Peachstate cultivate a loyal customer base and solidify its reputation in the industry. Additionally, the integration of modern technology in their operations, like online tools and mobile applications, enhances the overall customer experience by offering convenient and user-friendly policy management and claims processing options.

This blend of comprehensive product offerings and exceptional customer service makes Peachstate Insurance a standout choice for those seeking reliable and tailored insurance solutions in Georgia.

Peachstate Locations

Peachstate offices can be found throughout the state, starting in Carterville, situated within the North Georgia mountains, and ending along the coast in Savannah. Other locations include:

• Atlanta – with two locations on Pryor Rd. and Buford Hwy.
• Marietta
• Snellville
• Tucker
• Norcross
• Smyrna
• Douglasville
• College Park
• Decatur
• Jonesboro
• Stockbridge
• Lawrenceville
• Macon

Each location is staffed with licensed insurance agents who are committed to helping every customer negotiate the different types of insurance, their limits, and any additional coverage before finding the right policy for their specific needs. Peachstate works with all types of customers, including single individuals, families, and small business owners. Anyone can call or drop in one of the offices to get a free quote.

Peachstate Partners

The company has proudly partnered with several of the top national, and regional carriers, including: 

• Access
• ACCC Insurance Company
• AIC Insurance
• Aggressive
• Arrowhead
• The General
• Progressive
• Insurance House
• Infinity
• Jupiter
• Victoria (operated by Nationwide)
• Unitrin
• Unique Insurance Co

Peachstate Insurance Products

Peachstate sells more than just auto insurance. They also offer the following types of policies.

• Boat
• Motorcycle
• Recreational Vehicles (RVs)
• Trucks
• Homeowners 
• Renters
• Small Business

Peachstate’s auto insurance plans, for instance, cater to both personal and commercial vehicles, ensuring robust coverage on the road. Similarly, their homeowners insurance safeguards one’s home and personal belongings, while their life and business insurance policies provide essential financial security and risk management solutions.

Peachstate Auto Insurance Products

Auto insurance policies are the policies most often sold at Peachstate. Policies include:

• Collison
• Comprehensive
• GAP 
• Underinsured or Uninsured Motorist (an add-on)
• SR-22 Insurance
• Liability only, which is the cheapest type of auto policy you can get in GA

Peachstate Auto Insurance Rates

Several factors are considered when calculating a driver’s rate, including the insured’s:

• Age
• Driving history
• Preferred policy type/ coverage amount
• Address
• Vehicle

As of late 2021, most Georgians pay around $1,982 per year for full coverage auto insurance. This includes a combination of collision, comprehensive, and liability coverage. Drivers who opt for a bare-bones minimum coverage policy average around $756 per year. This makes Georgia one of the more expensive states to get auto insurance. 

Fortunately, Peachstate Insurance works with customers to get the cheapest rate possible. To do this, agents will do several things with customers, such as:

• Raising their deductible to lower their premium
• Bundling their home and auto insurance for a discounted rate
• Various discounts they may be eligible for

To compare car insurance quotes from providers in your area, enter your zip code below

Peachstate Auto Insurance Discounts 

Customers may qualify for one or more of the discounts listed below, depending on the policy’s underwriter. Agents discuss this in-depth with customers. Discounts may include:

• Policy paid in full (payment in one lump sum instead of split between payments)
• Multi-vehicle, for drivers and/ or families with more than one vehicle
• Safe driver for drivers with a clean driving record
• Good credit for drivers with a high credit score
• Good students for drivers with a 3.5 or higher GPA
• Installation of safety features, such as GPS or an Anti-theft device 
• Completion of an approved defensive driver class

Outstanding Customer Service

It’s easy to get a quote online. Simply plug in your information, and you’ll receive one. However, many people are unaware of what type of coverage they need or what discounts they may qualify for. This is where Peachstate Insurance stands out. You can easily get an agent on the phone to get a quote and a detailed coverage plan. 

Peachstate has proven to be able to compete with large direct carriers, ensuring their customers get the coverage they need at a price they can afford.

Contacting Peachstate

Agents are available Monday through Friday from 9 am to 5:30 pm EST and on Saturdays from 10 am to 2 pm EST. However, representatives are available 24/7 to answer any questions to ensure outstanding customer service. 

Final Thoughts

Peachstate currently boasts more than 150,000 costumes and attracts new customers every day. For Georgia residents, Peachstate is a great place to start your search for auto and home insurance.

Peachstate’s reputation for stellar customer service and agents who are committed to helping customers find the type of policy they need at a price they can afford. There is one small negative, though. You may be able to find comparable or lower rates online. Of course, you won’t get the same personalized service that you would with Peachstate.