Countryway Insurance Review 

Founded decades ago in Richmond, Virginia, Countryway Insurance has established itself as a reliable provider of low-cost insurance solutions, primarily serving the rural communities in Maine, New York, Kentucky, Virginia, and Pennsylvania. Initially focused on standard auto insurance for rural drivers, Countryway has expanded its offerings over the years to include homeowners, renters, and umbrella coverage.

In this review, we’ll examine the company’s strengths, coverage options, customer service, and financial stability to help you decide if Countryway is the right choice for your insurance needs.

Countryway Insurance Offers Financial Stability and Excellent Customer Service

Countryway’s Insurance financial strength is a crucial factor in its ability to meet policyholder needs. The company holds an A- rating from AM Best, indicating good financial stability and a strong capacity to honor claim obligations. J.D. Power, a respected consumer intelligence company, has awarded Countryway a score of 5 for customer satisfaction in claims handling, suggesting a high level of service quality.

To further support its policyholders, Countryway maintains a 24/7 dedicated customer service line for claim filing and general inquiries. This commitment to accessibility underscores the company’s focus on customer care. The ability to reach a Countryway insurance representative any time of the day or night sets the company apart from many competitors.  

Countryway Insurance Products and Services

Countryway’s product lineup caters to the specific needs of rural communities:

Automobile Insurance

For rural motorists, Countryway often has some of the lowest auto insurance rates, beating out many larger rivals. Thanks to the cheap car insurance rates from Countryway, the company has grown to thousands of loyal customers, who keep renewing their policy year after year. To get a free online quote and compare rates in minutes, simply fill out an online application in about five minutes. 

Countryway’s flagship product offers competitive rates starting at $75 per month for safe drivers who need liability-only coverage. Optional add-ons include:

• Replacement-cost coverage for vehicles up to 4-5 years old
• Roadside assistance
• Uninsured Motorist Coverage 

Homeowners Insurance and Mobile Home Coverage 

• Low-cost coverage for single-family homes, including structure, personal property, and liability protection
• Equipment failure and guaranteed repair cost compensation options

Countryway has affordable Mobile home insurance with rates starting at $600 per year

Many rural residents have mobile homes and Countryway is a leader in providing cheap mobile home insurance in each market it serves.  

Countryway distributes its products through a network of local insurance brokers and agents, leveraging their expertise to provide personalized service to rural customers. This approach has allowed the company to build strong relationships within the communities it serves for over 30 years.

Countryway Insurance Discounts and Savings Opportunities

To make their policies more affordable, Countryway offers various discounts:

• Anti-theft device installation (5% savings)
• Claim-free driving record
• Good credit score (10% or more savings)
• Good student discount
• Multi-policy bundling (10% savings for bundling Countryway auto and home insurance)
• Multi-vehicle discount (15% or more savings)
• Low-mileage discount

Countryway Insurance Pros 

Countryway’s strengths lie in its specialized focus on rural areas, competitive pricing, and personalized service through local agents. The company’s understanding of the unique challenges faced by rural drivers has fostered long-term customer loyalty.

However, potential customers should be aware that Countryway’s online presence is limited, with minimal policy details available on their website. Additionally, while rates are generally very competitive, some coverage types may be more expensive compared to larger insurers in certain situations.

The Final Word On Countryway Insurance 

Countryway Insurance has carved out a niche as a trusted provider of affordable insurance solutions for rural communities. With its strong financial foundation, commitment to customer service, and tailored product offerings, Countryway presents an attractive option for residents in its service areas. The company’s longevity and focus on rural needs demonstrate its understanding of this unique market segment.

While Countryway may not offer the most technologically advanced online services, its personalized approach through local agents compensates for this limitation. For rural residents seeking comprehensive coverage at competitive rates, Countryway Insurance merits serious consideration. Its decades-long history of serving rural communities makes it a strong choice in the insurance market.

As with any insurance decision, customers are encouraged to compare multiple quotes and coverage options to find the best fit for their individual needs. Fill out an online application and compare quotes where you live in minutes. Save more money today with direct insurance rates.