Bundle Car and Home Insurance

Anyone who owns a car and a home realizes they need to get insured, but many people don’t know they could get significant savings by combining their coverage with one insurer. Bundle car and home insurance could result in savings of 10% or more, depending on the insurer’s discounts. Let’s take a closer look at bundling home and auto insurance.  

Insurance is an expense almost everyone has to pay, sort of like taxes. While there is often no way of getting around this expense, you can take steps to lower the cost of your auto insurance premiums. 

Save 10% or more by Bundling Home and Auto Insurance

One smart option for homeowners is to combine their home coverage with their auto insurance into one policy. Almost every major insurer in the United States offers home and automobile insurance discounts for combining both, allowing customers to save on both types of coverage. For example, if you had an auto insurance policy with State Farm for $1,200 per year and a homeowner’s policy with Farmers for $1,500 annually, you’d be paying $2,700 annually for both.

By shopping for combined coverage at sites like this, you could compare the lowest rates. You might get a bundled rate quote for $2,300, saving you $400 yearly, or about 15%. Bundling your policies also simplifies your billing process, as you’ll only need to make one payment each month.  

The Easiest way to Save $100s on Home and Car Insurance is Bundling 

• Cost savings are the most apparent reason to bundle car and home insurance. Most people shop for auto insurance and then go separately searching for a cheap home insurance policy. This can end up leading to missing out on one of the best discounts—bundling.
• Convenience is another advantage. Most online platforms, like this one, allow customers to get bundled rate quotes for homeowners and vehicle coverage in just five to six minutes. There is no obligation to compare quotes, and you could save hundreds.  
• Time and money savings go hand in hand. By bundling you can expect to save at least 10%, and in some cases, up to 20% by bundling. With average monthly costs of around $400 for separate home and auto insurance, bundling savings can add up to thousands over the years.
• Bundling often provides the lowest overall rates while you might get a cheaper individual auto or home rate from different insurers. If you have a home and multiple cars to insure, it only makes sense to explore a bundled discount. Get a free online quote at Citizensinsurance.net, and let us handle the hard work for you.

Why do Insurers offer Bundle Car and Home Insurance Discounts?

The American insurance market is fierce, with hundreds of insurance providers fighting for your business. Most people tend to stay with one insurer, provided they have a decent experience and reasonable rates, for an average of 10 years or more. 

Insurance companies know consumers are always searching for ways to save. Carriers also want as much of your insurance business as they can get and for as long as possible. 

On bundled home and automobile insurance, most major carriers offer discounted rates for bundling, but the discounts vary by insurer. This is why it’s important to review at least ten bundled rates before you buy a policy.     

For a bundled policy, providers can still make a decent profit with a discount of 20% or more. Do you know how? You probably know it is because they are getting paid on multiple policy types, and the likelihood that both an auto and home claim occur in the same year is scarce.

Benefits of Bundling Home and Auto Insurance

Bundle Car and Home Insurance is not always available

For example, you might have an antique car 60 years old that your insurer will not cover. Likewise, you might have a home insurance policy and try to bundle your auto coverage, only to find out that due to a DUI in other past issues, your vehicle coverage is denied. Check rates now to see how much you can save on bundling.

Get Solid Coverage with a Top-Rated Provider

1. Getting your bundle car and home insurance coverage with a quality insurer is just as important, if not more, than pricing. After all, what is a cheap policy worth if the company goes bankrupt and cannot pay out your claim?
2. Of course, this is why it is essential to do your due diligence on any insurer you are considering doing business with. Always check the company’s financial strength by rating sites such as A.M. Best. 
3. Rating sites evaluate insurers’ financial health unbiasedly and give grades like schools, from A+ down to failing. It is highly recommended only to get a policy with insurers with a B or higher financial ratings who have a financial rating of B or higher.

Cheapest Home and Auto Insurance Quotes

Finding bundled automobile and home insurance online is fast and easy. Just go to premium sites like Citizens Insurance and let insurers fight for your business. We will get you the cheapest bundling rates online and help you qualify for special discounts that can save you even more money. Our customers save an average of $560 shopping for insurance through our free service. 

Get started immediately and compare bundled auto and homeowners insurance rates in about 5 minutes. Enter your zip code and comparison shop for the best rates online today.

Bundle Benefits: Real Savings Stories from Our Customers

Kevin’s Convenience

Kevin, hailing from Seattle, WA, discovered the option to combine his car and home insurance plans while mapping out his financial future. The unmatched convenience and cost savings achieved through this combination simplified his bill payments and ensured comprehensive coverage for his most valuable assets. Opting for this streamlined insurance strategy not only saved him precious time but also significantly reduced the complexity associated with managing multiple individual policies. Kevin valued the seamless integration of services, which not only bolstered his coverage but also enriched his insurance experience with a more personalized touch.

Sophia’s Savings

Sophia, a dedicated school teacher from Nashville, TN, leveraged the opportunity to bundle her car and home insurance in one single policy, aiming to make her expenses more manageable. The substantial financial savings and the simplicity of overseeing a single combined policy had a transformative impact, enabling her to contribute more towards her savings. For Sophia, the decision to bundle her insurance went beyond mere economic benefits; it presented a simplified, hassle-free method to safeguard her assets. The convenience of interacting with just one provider for both her car and home insurance needs highlighted the true value of this choice, making her financial planning more efficient and less burdensome.