Walmart Car Insurance Review
Discover how Walmart partners with leading providers to offer cheap car insurance options.
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The retailing giant Walmart has partnered with AutoInsurance.com to provide a car insurance comparison service to the millions of shoppers it serves. In recent years, Walmart has extended its financial services offerings, targeting its core budget-conscious customers.
Now, through its partnership with AutoInsurance.com customers can compare rates online and buy a policy in minutes, making it a fast and convenient way to save on car insurance.
How Does Walmart Car Insurance Work?
Walmart is one of the world’s biggest brands, and its website, Walmart.com, attracts over 454 million monthly visitors. While Walmart is not an insurer it has a deal with the online quote comparison site AutoInsurance.com. It directs users to the site where they can review quotes and buy a policy.
Walmart seeks to save its customers the most money possible, and this includes financial services like car insurance. Walmart’s partnership with AutoInsurance.com serves all drivers, whether they need basic liability auto insurance, or comprehensive coverage for several vehicles at discounted rates.
How Much Money Can Drivers Save With Walmart Auto Insurance?
After buying a policy with Walmart car insurance, many drivers have reported saving as much as $1,100 per year on their comprehensive coverage. Consumers can save so much thanks to Walmart’s partnership with AutoInsurance.com. The site helps customers see which insurer has the lowest rates for their risk profile and type of coverage.
Comparing the lowest quotes from several insurers makes the car insurance buying process easy and stress-free. While not every driver will save over $1,000 using the Walmart auto insurance partner, most drivers can still save hundreds.
Where Can You Buy Walmart Car Insurance
Online: If you have an internet connection you can buy Walmart car insurance online. All you need to do is go to AutoInsurance.com and fill out a free online quote. You will then be matched with the lowest rates from several insurers.
BY PHONE: If you prefer to talk with a representative over the phone, you can call toll-free at 866-843-5386 and get quoted over the phone.
What Companies Does Walmart Auto Insurance Partner With?
There are numerous insurers that Walmart car insurance uses through its partnership with AutoInsurance.com This includes national providers like Geico and regional companies like Erie Insurance. Major partners include:
- 21st Century Insurance
- AAA Insurance
- AARP
- Allstate
- American Family Insurance Group
- AMICA
- Bristol West
- Clearcover
- Concord
- Dairyland
- Mercury
- Metromile
- Nationwide
- OMEGA
- Plymouth Rock
- Progressive
- Root Insurance
- SAFECO
- State Farm
- The General
- Travelers
- USAA
Tips for Choosing Walmart Car Insurance
- Compare Several Quotes: You can use the free AutoInsurance.com comparison tool that will match you with up to ten insurer’s lowest direct rates. Then, you can choose which insurer is right for you.
- Understand Your Policy: Before you buy a policy make sure you carefully read all of it, including the fine print.
- Leverage Discounts: Take advantage of every discount you are eligible for, including hidden car insurance discounts so you can save the most.
- Evaluate Your Specific Needs: Buying the right coverage type and limits depends on your specific needs. If you have an older vehicle that’s not worth much, you can probably get away with a liability-only policy. However, if you have a leased car, then you should consider getting comprehensive coverage.
At many Walmart locations, in-store kiosks have been set up that offer brochures detailing the AutoInsurance.com partnership and directing customers to the website. If you want further information about the Walmart car insurance partnership with AutoInsurance.com you can call 1-800-WALMART and a representative will direct you to the appropriate department.
Walmart Car Insurance Discounts
Another advantage of buying Walmart auto insurance is the many available discounts. There are multiple discounts drivers can use to save hundreds per year. Here are the most popular discounts.
| Discount | Description |
|---|---|
| Multi-Policy Discounts | One of the most popular discounts Walmart automobile insurance has is bundling. You can save around 20% if you bundle your car insurance with homeowners or renters insurance. |
| Safe Driver Discounts | If you’re a safe driver without any accidents or tickets yo can save about 20% with a safe driver discount. |
| Good Student Discounts | If you’re a safe driver without any accidents or tickets you can save about 20% with a safe driver discount. |
| Multi-Vehicle Discounts | If you have two or more vehicles then it’s smart to insure them with one company because you can save big. Walmart auto insurance has multi-vehicle discounts that can save you about 10% off your premium. |
| Defensive Driving Course Discounts | You can save about 5% by completing a certified defensive driving course. These courses teach safe driving techniques which will make you a better driver along with saving you money. |
| Low Mileage Discounts | If you drive less than 700 miles per month then you can qualify for a low-mileage discount that can save you 5% or more. |
| Automobile Safety Discounts | If your vehicle is equipped with multiple safety features like anti-lock brakes, a back up camera, airbags, and lane change warnings you can save 10% or more. |
| Paperless Billing and Auto-Pay Discounts | Not only is paperless billing more efficient and better for the environment but it can save you money. Enrolling in paperless billing and automatic payments can save you about 2%. |
| Loyalty Discounts | By insuring your vehicle with Walmart’s car insurance partner for more than three years can qualify you for a loyalty discount of 5% and more. |
| Senior Citizen Discounts | Walmart loves seniors and its auto insurance partner offers qualified senior citizen drivers savings of up to 10%. |
Try and take advantage of several discounts to get the most savings and check each year when you renew your policy if you qualify for new discounts.
Pros and Cons of Walmart Car Insurance
Pros
- Affordable Pricing: Walmart’s partnership allows customers to get direct online pricing, which often helps drivers save $1,000 or more over their old policy.
- Fast and Convenient: In less than ten minutes, you can compare multiple auto insurance quotes and buy a policy. This saves lots of time over driving to a local agency and hoping an agent gives you the best rate.
- Discount Opportunities: There are numerous discounts drivers can take advantage of to lower their premiums.
- Walmart Is a Trusted Brand: Although Walmart partners with AutoInsurance.com it has vetted the company and adds a sense of security knowing it’s backed by the Walmart brand.
- Multiple Coverage Options: Not only does Walmart car insurance have some of the cheapest rates, it has a range of coverage options. If someone needs cheap liability coverage or full coverage for three vehicles, they can.
Cons
- Limited Control: Walmart does not directly underwrite policies, nor handle claims, but rather partners with an online comparison site. This puts Walmart in a limited role over any customer problems that might arise.
- Brand Confusion: Many people think AutoInsurance.com is owned by Walmart and that they really are buying Walmart car insurance. The fact is Walmart simply has a partnership with AutoInsurance.com and it’s an independently owned website.
- You Might Find a Lower Rate Directly With Providers: Both Walmart and AutoInsurance.com receive commissions by referring customers to insurance providers. Will the online rates are often affordable, there’s still a chance you can go directly to a site like Progressive.com and get the same or lower rate.
Customer Reviews
Doug Jeffries, Denton, TX
** At first, I was confused about how to find Walmart Car Insurance but then I learned they are partnered with AutoInsurance.com. I decided to get a quote and see if I could save anything. Not only did I end up saving over $400 but my wife was also able to save around $550. The entire process was simple and quick.
Susan Thompson, Chicago, IL
** I’ve been with Farmers Insurance for over 10 years and they have recently raised my rates for two years now despite not having any accidents or tickets. I got a quote from Walmart Car Insurance and ended up saving over $600 on a comprehensive policy. Wow, I wish I had changed earlier.
Terry James, Akron, Ohio
** This is the first time I bought car insurance direct and I ended up saving over $325. I’m going to use this service soon when my kid turns 16 and gets his license. I would give them 5 stars for sure. Walmart Auto Insurance is terrific!
The Final Word On Walmart Car Insurance
Walmart’s car insurance through its partnership with AutoInsurance.com is a free service that delivers multiple quotes to customers that often saves them hundreds. There are also numerous discounts drivers can use to save even more. If you need budget auto insurance and are looking for direct rates, then you should compare quotes with Walmart Car Insurance.
Whether you need to insure one vehicle or three or more, Walmart Car Insurance can help you find the right provider and often save you big bucks. To compare rates where you live, enter your zip code and fill out an online quote. Save more money today on the auto insurance you need.
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