Go To Go Auto Insurance Review – 2024
Read our in-depth review and evaluate coverage, pricing, and customer service to make an informed decision.
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Go To Go Auto Insurance is a popular low-cost auto insurer. The company was founded in 2001 with a mission to deliver affordable car insurance to drivers needing value. Go To Insurance was founded at a time when more and more people started buying automobile insurance online.
Go To Go Auto Insurance took advantage of this movement by offering direct car insurance policies online with an easy-to-use website. This direct-to-consumer business model quickly took off and the insurer began to grow organically.
Word-of-mouth advertising was one of the early drivers of Good To Go Auto Insurance’s growth. Customers that saved money spread the word to friends and family and the company grew without spending a fortune on advertising like many other larger insurers.
Go To Go Auto Insurance Products
As the name implies, Go To Go Auto Insurance sells coverage at discounted rates. The company has also gained market share in the high-risk insurance market. For drivers who cannot find coverage with the major providers, Go To Go Auto Insurance can get most drivers covered, even those with a DUI.
Go To Go offers:
- Low-Cost Liability Coverage: For those safe motorists with an older vehicle who don’t drive much, state minimum liability starts at just $59 per month.
- Affordable Collision and Comprehensive Coverage: Go To Go has cheap comprehensive coverage for drivers who need extra protection, starting at $160 per month.
How To Buy Go To Go Auto Insurance
Go To Go is one of the easiest-to-use websites of any insurer. In fact, most people can get quoted in under 5 minutes from their smartphone or any device connected to the internet. Once a quote is delivered, the person is under no obligation to buy a policy at all.
If someone wants to go ahead and purchase a Go To Go Insurance policy, they can select the type of policy they want and click buy. It’s really that simple. The entire process only takes a few short minutes and Go To Go will even help you find all the discounts you qualify for. In terms of convenience and ease of use, Go To Go has one of the best auto insurance websites online.
Mobile App
Go To Go Auto Insurance has made significant investments in a digital tool platform that allows customers to review policy information, show an I.D. card, pay their premium, add coverage options, and make a payment. The app works on almost all smartphones and most current policyholders have downloaded it.
Go To Go Auto Insurance Rates
State Minimum Liability Coverage – Average Rate
Comprehensive Coverage – Average Rates
Go To Go Auto Insurance Discounts
Car Insurance Discount | Details |
---|---|
Multi-policy Discounts | Save 10% and more by bundling several types of coverage with Go To Go |
Continuous Coverage | Earn a small discount by having continuous car insurance with no lapse in coverage. |
Safe Driver | Save 10% and more if you have no tickets or at-fault accidents in the past 3 years. |
Good student | If you are a student with a B or higher average, then you can save 5% and more with Go To Go. |
College Student | If you have a college student on a family policy that attends school more than 100 miles away. |
Buying Online | You can earn a small discount if you buy your Go To Go Auto Insurance policy direct online. |
Multi-Vehicle | Get a discount of 5% or more by insuring two or more vehicles with Go To Go Insurance. |
Defensive Driver Discount | If you take and complete an approved defensive driving course you can save between 10% and 15%on your policy. |
Military Discounts | If you are currently in the military or a veteran you qualify for a discount of 10% |
Senior | If you are 55 years old or older, you can qualify for a 10% senior citizen discount |
Go To Go Consumer Ratings
This rating is made up of reviews from across the web from reputable rating sites like Trust Pilot and A.M. Best, along with other consumer rating services.
Category | Rating |
---|---|
Better Business Bureau | A+ customer service rating |
A.M. Best | A |
Trust Pilot | 4.6 Stars |
Customer Ratings
I want to thank Go To Go Auto Insurance for helping me save 30% from my previous insurer. It was so easy to buy a policy online; even printing out the I.D. cards took less than a minute – Ellen – Cleveland, Ohio.
They have one of the easiest-to-use websites of any insurer and they don’t try to upsell you with anything. Anyone looking to buy car insurance direct should check them out – Darrel – Atlanta, Georgia.
This is the first time I even bought a policy from Go To Go Auto Insurance and it a smooth experience. I was able to insure my SUV and sports car in only 15 minutes and save about $350 overall – John, Tyler, Texas
The Pros and Cons of Go To Go Auto Insurance
PROS
- Offers cheap state minimum car insurance from $59 a month
- Helps high-risk drivers get insured when other carriers have turned them down
- Helps with the entire SR-22 filing process for free
- Has a very easy-to-use website where drivers can review quotes and buy a policy online
- Offers Roadside assistance free of charge on most policies
- A smart choice for drivers on a budget who need the cheapest possible liability-only coverage
CONS
- Does not offer as many coverage options as larger providers
- Does not have the financial strength as larger insurers
- It is generally harder to deal directly with an agent with Go To Go
- After a policy is renewed, rates tend to go up more than the national average
- Coverage is not available in all states
- Not the best choice for drivers who need comprehensive coverage
In summary, Go To Go Auto Insurance is a good option for drivers looking to get the cheapest state minimum car insurance and buy a policy direct online. At times, it can be difficult to get a response from customer service, but this is what to expect from a “no frills” insurer.
The Final Word On Go To Go Auto Insurance
If you need cheap state minimum car insurance then Go To Go Auto Insurance is definitely worth a look. The insurer has liability-only plans that start at just $59 a month and most come with roadside assistance at no extra charge.
Go To Go Insurance targets drivers looking for dirt-cheap car insurance coverage. While these rates are cheap, many drivers could be under-insured, leaving them in financial jeopardy, in the event they get into an at-fault accident. Also, Go To Go Insurance is not available in all states.
The good news is drivers can save serious money if they want a no-frills policy with Go To Go Auto Insurance and secure legal state-minimum car insurance for less than what most large carriers charge. Get quoted today in about five minutes and save with direct rates. Get the car insurance coverage you need today for less.
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