Aggressive Insurance Review – 2024

Aggressive Insurance Company

Founded in 2007 in the Lone Star State, Aggressive Insurance offers an array of insurance types, including property and casualty coverage. However, auto insurance is their top seller, thanks to its low down payments and affordable rates, plus additional services, such as roadside assistance. 

Aggressive Insurance’s mission is to provide clients with the best insurance coverage at a price they can afford, along with exceptional customer service, fast claims services, and easy payment processing. 

The company is operated by a network of independent licensed insurance agents. They are well versed in all things related to Aggressive Insurance and make everything from filing a claim to changing the terms of an existing policy as simple as possible. 

Fast Facts 

Aggressive Insurance’s motto is “if it makes sense, we do it.” Overall, their goal is to provide their customers with the best possible coverage at the greatest value. This philosophy has helped Aggressive Insurance Company become a popular choice in the extremely competitive insurance market. 

Aggressive Auto Insurance Policies

Aggressive Insurance Company offers customers several policies to choose from, including:

• Liability Only Coverage: The most basic type of coverage, liability will only pay for property damages to the other vehicle when the covered party is determined to be at fault in an accident. Damages to your car are not covered. The amount of minimum liability coverage a vehicle must have varies from state to state. Qualified drivers may be able to get this coverage for as little as $50 a month.
• Collision Coverage: This type of coverage pays for damages to a vehicle involved in a collision with another car. Though it does cost more than liability coverage, it does offer more protection, as your vehicle’s damages are covered even if you are determined to be at fault. In addition, this coverage will pay for damages caused by fires, flooding, vandalism, and vehicle theft. 

More Coverage Options

Aggressive Auto also offers other optional coverage options, including:

• Uninsured motorist coverage
• SR-22 coverage
• Gap insurance
• Roadside assistance, including emergency towing, gas delivery, and flat tire assistance
• Lockout assistance 

Motorcycle Coverage

Affordable motorcycle insurance policies are also available through Aggressive Car Insurance. 

Bundled Policies

Policyholders may qualify for bundled policies, allowing them to cover all their vehicles and motorcycles in one policy. Not only does this make things easier, but bundled policies are usually discounted. Call today for a free quote over the phone. 

Discounts Available from Aggressive Auto Insurance

Discounts from Aggressive Auto can save you as much as 10%. A few of the best discounts they offer include:

• Bundled Home and Auto 
• Policy Paid in Full
• Multi-Vehicle
• Good Driver
• Senior Citizen Insurance Discount
• Vehicle Safety Device
• Good Student (Requires a 3.5 or higher GPA)
• Low Mileage 

The Reputation of Aggressive Auto Insurance 

One of the best ways to determine if an insurance company is legitimate and worth doing business with is by looking at ratings and reviews. Aggressive currently has an A rating from A.M. Best. This indicates that Aggressive Auto has an outstanding financial standing, meaning they should have no problem making claim payouts in the future. 

Aggressive has an A- rating with the BBB (Better Business Bureau). Although this grade isn’t perfect, it indicates that the company resolves problems quickly and treats its customers fairly.

Aggressive has a 3.3 out of 5 star rating, based on 63 reviews, which is lower than many national insurers, including Progressive and State Farm.

Aggressive Insurance Website

In the past, the company’s website was AggressiveUSA.com. Now, visitors are automatically directed to BlueFireInsurance.com. This is because Bluefire acquired Aggressive. Bluefire opted to merge the two companies into one, including the websites. 

Anyone interested in receiving a car insurance quote from Aggressive should visit BlueFireInsurance.com or contact an Aggressive Insurance agent at 866-424-9511 during normal business hours. 

Filing an Insurance Claim

Customers who need to file a claim with Aggressive have three options for doing so.

• Call Aggressive Insurance phone number (866-424-9511) to file a claim over the phone
• Fax your claim, ensuring you include your full name and policy number
• Visit www.bluefireinsurance.com/claims-step1/.

The company has a long history of paying out full claims in a timely manner. You can also track the status of your claim online. 

Payment Options

Customers can easily pay their premiums, either by the month or in full. Payments can be made online using a debit or credit card, money order or check, electronic funds transfer, wire transfer, or e-Check. Automatic payments can also be set up.

When purchasing your initial policy, customers are expected to make a down payment using their debit or credit card or an E-check.

Coverage Area

The company is headquartered in Texas and sells policies there and in Georgia. The headquarters are located at P.O. Box 143249, Irving, TX 75014-3249. Their hours of operation are Monday through Friday from 8 am to 6 pm (CST), and Saturday from 10 am to 2 pm.

Aggressive Insurance Reviews

Lots of folks really dig how Aggressive Insurance sorts out their claims and the customer service they offer. One customer mentioned, “Filing a claim was super easy. The support team was with me every step of the way, making sure I was clear on everything and that things moved along fast.” Another person added their two cents about the service, saying, “The agents at Aggressive Insurance are really something else. They laid out all my options and helped me choose the best policy for my family. It felt like they genuinely cared, which you don’t run into with every company.”

But it’s not all perfect. Aggressive Insurance has caught some flak for their pricing strategies. One annoyed customer noted, “I originally got pulled in by their competitive rates and solid coverage. But when it was time to renew, my rates went through the roof without any heads-up or reason, which was a major bummer. This sort of sneakiness has me second-guessing if I’d recommend them.” This mix of feedback really shows why it’s important to consider both the service quality and pricing policies when picking an insurance provider.

Final Thoughts

If you are searching for a quality car and home insurance at a price you can afford, it may benefit you to request a quote from Aggressive. You can be assured that the agent will be focused on finding you low rates and the best coverage. 

With Aggressive, you can expect excellent customer service, though the price may be a little higher than those quoted by big-name insurance companies. If price is a huge concern, it is in your best interest to compare quotes between Aggressive and other national insurers.