Insurance King – Drive Legal for Less

Insurance King Overview

Insurance King is one of the leading insurance agencies in Illinois. Founded in 2001, the company is a one-stop shop for cheap car insurance. Today, they continue to offer customers low-cost auto insurance and fantastic customer service. 

To set themselves apart from the competition and give credence to the company name, Insurance King offices are designed to look like authentic castles. Along with their unique building style, Insurance King uses a variety of promotional methods to create excitement and brand awareness with customers.

Their unique business plan has proven to be successful as, during their 21 years of operation, the company has seen growth every year. Currently, there are locations in ten states and plans to enter new markets in the coming years. 

To compare rates online, fill out a free application. It only takes around five minutes. 

Quick Facts

Insurance King is one of the country’s largest and best-known agencies selling “bare-bones” insurance policies. They do offer franchise opportunities. Contact the company for further details.

Key Executives

Daniel Block and Scot Nyman are the founders of Insurance King. 

The company’s current Chief Executive Officer (CEO) is Daniel Block. 

Agency Locations

Currently, Insurance King sells insurance in ten states. They are:

• Illinois
• Iowa
• Indiana
• Kansas
• Mississippi
• Missouri 
• Ohio
• Tennessee
• Texas
• Wisconsin

Insurance Options 

Insurance King mainly focuses on auto insurance. They offer a variety of coverage types, including:

• Automobile
• Motorcycle
• SR-22 coverage
• Roadside assistance
• Uninsured motorist protection

Insurance King Minimum Coverage

The agency often works with drivers in need of the cheapest auto insurance possible. In most cases, the most affordable auto insurance is state minimum coverage. Qualified motorists in need of an auto insurance policy offering “bare bones” coverage, can usually get covered for less than $50 a month through Insurance King. 

While these “bare bone” policies are cheap, they have huge drawbacks. This is especially true when you consider that the cost of vehicular accidents is rising every year, and in most cases, state minimum policies don’t provide enough coverage. This could leave an at-fault driver responsible for thousands of dollars in bills that the insurance policy will not cover. 

Most insurance agents agree that state minimum coverage just doesn’t offer the protection a driver really needs. Unfortunately, by promoting the cheapest car insurance with no deposit available, Insurance King may mislead some consumers who are unaware of the financial risks associated with purchasing a “bare bones” policy.

Insurance King High-Risk Coverage 

Insurance King realizes that although everyone doesn’t have a perfect driving record, they still need auto insurance. This is why the company offers affordable high-risk auto insurance, even for drivers who other agencies have turned down.

In most cases, Insurance King can even provide coverage for drivers with a DUI on their driving record. If you are required to obtain SR-22 insurance, an Insurance King agent will assist you through the entire process, starting with filing the proper forms.

See how easy it is to save and get the coverage you need by getting a free direct quote or calling for a quote over the phone. 

Insurance King Motorcycle Insurance Coverage 

If you are struggling to find cheap motorcycle coverage, Insurance King is here to help. Whether you drive the newest Harley Davidson or a performance street motorcycle, this insurance provider can help you get the coverage you need at one of the lowest prices you’ll find. This applies to drivers of all ages. In fact, the company can often get rates that their competitors simply cannot match. 

You can get a free motorcycle insurance quote in a matter of minutes online or by calling an agent to get a quote by phone. Insurance King will never charge you for quotes or leave you with an obligation to buy a policy. 

How do Insurance King’s Rates Compare? 

So just how cheap are Insurance King’s rates? We’ve selected state minimum auto insurance coverage. We decided against roadside assistance since many people already have AAA Here’s a 2018 Toyota Corolla in the Chicago suburbs as an example.. 

We were quoted $591 a month based on our driving history. This is a reasonable price, but other competitors, such as Progressive and Esurance, could match this rate. However, there is good news. Insurance King is cheaper than most other brokers in the area, and they have a very helpful customer service department. 

Top Discounts

Insurance King offers many discounts that drivers may qualify for, including:

• Safe driver
• Senior citizen
• Low mileage 
• Garaged vehicle
• Pay your policy in full
• Military and veteran 
• Bundled auto and home policies

Call an Insurance King agent toll-free to see what discounts you may qualify for. 

Insurance King Website

Insurance King’s website is both colorful and super easy to navigate. Unlike most insurance sites, the auto insurance quote form is loaded onto the home page for easy access. If you have your information on hand, you could get a quote in as little as two minutes.

Current customers can make payments or changes to their existing policy through the website. The site also provides helpful information on auto insurance, including an in-depth look at minimum car insurance requirements.

In addition to the InsuranceKing.com website, the company also runs a companion site, InsuranceKingQuote.com. The sites are virtually identical and available in both English and Spanish.

Insurance King Customer Service

The company’s superb customer service is just one of the things that set Insurance King apart from the competition. They are dedicated to helping customers around the clock. To do this, they maintain a 24/7 live customer service line that is open every day of the year. 

Anyone involved in an accident can start their claim process by calling the toll-free number 888-839-1365.

Agents are available to assist customers between the hours of 9 am and 10 pm.

Illinois Agency Headquarters

Insurance King Peoria IL

W Loucks Ave Peoria IL

1225 W. Loucks

Peoria, IL 61604

(309) 839-1060

Insurance King Rockford Illinois

Rockton Road Rockford IL

1515 Rockton Rd.

Rockford, IL 61103

(815) 968-5464

11th Street Rockford IL

1801 11th Street

Rockford, IL 61104

(815) 316-9522

127 North Alpine Road

Rockford, Illinois 61107

(815) 639-0149

Insurance King Reviews

There are very few Insurance King reviews on popular insurance rating sites. However, the company does have an impressive A+ rating with the Better Business Bureau (BBB) and has no listed complaints. When you consider that Insurance King is located in multiple states, you see just how amazing this is.

On Facebook, Insurance King’s review page lists 513 reviews with a 4.9-star rating out of 5 stars. The reviews are highly favorable and indicate that if an issue does arise, the company quickly and fairly resolves it. 

Conclusion

Insurance King is an excellent option for drivers needing the cheapest state minimum auto insurance coverage. Insurance King has some of the most affordable liability insurance rates while also offering great discounts that can save drivers even more money. 

Drivers looking for “bare-bones” coverage or SR-22 insurance should call Insurance King and see how their rates compare to the competition. Enter your zip code and complete a quick quote application for a faster comparison.